Go Forward Wealth Academy
See where your money really goes.
Income is the river. Wealth is the reservoir.
A free AI money review you run yourself, in your own Claude account: where your money goes, what quietly covers the gap, your net worth, and a sample budget built on the Millionaire Money Moves framework. Try it before it goes public, and help shape it.
Practice first. Your own numbers when you're ready.
Claude asks which path you want as soon as you start. Most people should begin with Practice.
Practice household
Meet the Brooks family: a fictional couple with 6 months of statements, already built into the kit. Claude runs the full review on them, so you see every step and every result before you share anything real. You can also ask for a made-up household that looks like yours; that takes longer and works best on a paid plan.
/money-review → "A · Practice household"
Your real picture
Download your last 6 months of bank and card statements as PDFs (12 for the fullest picture, once you know the process), plus your 2 latest pay stubs. Remove or cover full account numbers, and attach them in your chat, one account at a time if there are many. Claude checks every statement to the penny and asks one short list of questions.
/money-review → "B · My own statements"
Your money, in one clear picture.
- Two-page summaryWhat came in, what went out, and what quietly covered the gap, in plain words. Starts with your goal and the money personality you chose.
- Power BudgetYour spending sorted into the six buckets (Setback, Pay, Consume, Invest, Reward, Give), next to a sample plan to discuss. You choose the final numbers.
- Net worthWhat you own minus what you owe: your scorecard, with a quarterly tracker.
- SpreadsheetEvery transaction, editable, plus subscriptions, debts and a payoff schedule.
- The Sit-Down"A Millionaire Money Moves Sit-Down": an AI coach walks you through the playbook with your own numbers, one chapter at a time. It's Claude, not Cedric.
Where one month went
The Brooks family, a fictional practice household: average monthly dollars by bucket. Their savings went down, so Setback shows $0, and they have no Reward fund yet. Your results compare your own numbers with each bucket's target.
Three steps. Claude leads the way.
Add the skill
A skill is an add-on that teaches Claude this review. First, turn on file creation: if Claude shows a Create files and artifacts window, click Try it out; otherwise check Settings → Capabilities. Then go to Customize → Skills → + Add → Upload skill and choose the .zip file as it is. One time only. The Quick Start shows every screen.
Start the review
Start a new chat (or a Project called "My Money Review"). Type
/money-review, or type: "Start my money review using the money-review skill."Follow Claude's lead
It walks you through everything, one step at a time: practice or real, the questions, what to upload, then your results and the sit-down.
For your own review, allow an evening to download statements first. On Claude's free plan, a 6-month review usually takes two or three sittings because of usage limits, and that's normal. It goes best if you add the skill first, then start the review in a new chat when you have a fresh allowance. Nothing is lost between sittings: come back to the same chat and type "Please continue where you left off." Built for everyday household money: paychecks, bills, cards, savings and personal debt. Not for business finances, real estate investing, trusts or estates.
I never see your statements. Neither does Cedric or the Challenge.
Your statements and results stay in your chat, which Anthropic (the company behind Claude) handles under its own privacy policy. Nothing is sent to Larry, Cedric Nash or the Black Wealth Growth Challenge.
Review your own accounts, or joint accounts where both of you agree. Remove or cover full account numbers; the last 4 digits are enough. Claude masks any full number it finds.
Claude will never ask for logins, passwords or PINs. Never share them.
You can delete the chat (and the Project) whenever you like. To keep your chats from being used to train Claude, turn off Help Improve our AI models in Settings → Privacy. Setup walks you through it.
Payments to family and friends are labeled by role, never by name or memo. Practice mode needs nothing real at all.
Investment, tax and legal questions go on a list for a licensed professional. The coach won't answer them.
- 988 · Suicide & Crisis Lifeline, call or text. In immediate danger, call 911.
- 1-800-MY-RESET (1-800-697-3738) · National Problem Gambling Helpline. Family members can call too.
- 1-800-799-7233 · National Domestic Violence Hotline. Or text START to 88788, or chat at thehotline.org.
- nfcc.org · a nonprofit credit counselor, for debt you can't keep up with.
- 211 · if you can't cover food, rent or utilities right now.
Larry Williams · Queens, New York
Early in my career I turned down a position at a major bank to chase financial services full time. The passion was strong. The foundation was weak. The money ran out. I drained my savings, tapped my retirement, and ended up working overnight shifts on a shipping dock. I rebuilt slowly, one right decision at a time, and the turning point came when I found the right guidance, the right community and a framework to follow.
I built this kit so you can see your own numbers clearly, the way I finally saw mine. My mother spent her life making sure people had a seat at the table. This is my way of continuing her work.
"She did not just fight for the seat. She built the table."
Before you start.
The kit is free. It runs in your own Claude account. Claude has a free plan; a paid plan gets through a review in fewer sittings.
No. The coach is Claude, an AI, teaching from the ideas in Cedric's book. It says so before it starts.
No. It's education. Investment, tax and legal questions go on a list for a licensed professional.
If you can attach a file to an email, you can do this. The Quick Start shows every screen.
Nothing is lost. Come back to the same chat and type "Please continue where you left off."
Start with the Brooks family. Once you've seen how it works, run it on your own.
Tell us what worked, and what didn't.
We want to learn four things: could you set it up without help, did Claude's guidance make sense, were the results useful, and did you feel your information was safe.
- Which step was clearest? Which was most confusing?Setup, the conversation, uploading, the results, the sit-down.
- Did you use Practice, your own statements, or both?
- Was there a word or number you didn't understand?
- Which part of your results was most useful?
- What would you add, cut or explain differently?
- How likely are you to recommend it to another member? (0–10)
Both buttons open the same short form in a new tab. It takes about three minutes.
Before you write
Who reads it: Larry Williams reads every response and shares a summary, without names, with Cedric Nash.
No numbers, please: don't include account details, dollar amounts or anything from your statements. Tell us how it felt, not what it found.
Your name is optional: a first name or "anonymous" is fine.
What's changed
Beta v1.0, build 4 · November 2026 · First member beta. The version is in the zip's file name (money-review-v1.0-beta.zip). To update, delete the old skill in Customize → Skills and upload the new zip.
Ready to see your own numbers?
Start with the Brooks family. When you're comfortable, run it on your own statements, in your own account.